Regulatory Whiplash Models: Scenario planning for allocators
Whiplash Planning: A reusable model for policy shocks
Allocator edge comes from repeatable scenario plans for FX rule changes, taxes, banking directives, and election cycles.
A portfolio assumes steady rules. Then an FX window closes, documentation thresholds change, and bank transfers slow. The asset may still be “good” but distributions become uncertain.
Policy shocks often cluster around reserve stress, elections, and IMF program negotiations. Exchange restrictions and rule categories are tracked directionally in AREAER. Banking rails can also snap through de-risking and correspondent withdrawals.
Build the trigger dashboard for each country exposure.
Assign action steps for each trigger threshold.
Review monthly, not quarterly.
Pre-wire protections in docs.
I-Invest disclosure: This article is for informational purposes only and does not constitute investment, legal, tax, or migration advice. Markets, regulations, and outcomes vary by jurisdiction and individual circumstances. Readers should seek independent professional advice before making decisions. References to companies, deals, programs, or products are descriptive and not a solicitation or endorsement.
Founder of I-Invest Magazine. She builds global wealth systems linking private credit, real estate, and mobility pathways that turn high-income professionals into institutional investors with generational impact.
